PRIVACY POLICY
Last Updated: 12/31/24
Thank you for choosing Auto Owner Savers (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our website and any of our related services (collectively, the “Services”). By using our Services, you agree to the collection and use of your information in accordance with this Privacy Policy. If you do not agree with our practices, please discontinue use of our Services.
1. INFORMATION WE COLLECT
We may collect personal information from you in a variety of ways when you engage with our Services. The types of information we collect include, but are not limited to:
Personal Identifiable Information (PII)
Name, email address, mailing address, phone number, date of birth, Social Security number (if required for financial services), or other information that identifies you personally.
Financial Information
Bank account details, credit/debit card numbers, transaction history, and other financial details necessary to provide our Services.
Usage and Technical Information
IP address, browser type, operating system, device information, access times, pages viewed, and other technical data that helps us improve our Services.
Communication Information
Any correspondence you send to us, such as emails, messages through our website, or phone calls.
Information from Third Parties
We may receive information about you from third parties, such as credit bureaus, identity verification services, marketing partners, or publicly available sources.
2. HOW WE USE YOUR INFORMATION
We use your information for various purposes, including to:
Provide and Maintain Our Services
Process transactions, respond to inquiries, deliver customer service, and provide you with any other features or functionality of our Services.
Improve and Personalize Your Experience
Customize content, analyze usage trends, and enhance our website’s performance and usability.
Communicate With You
Send administrative information such as confirmations, updates, security alerts, and other support or service messages.
Respond to your questions, concerns, and provide customer service.
Marketing and Promotional Activities
Send newsletters, special offers, and other information about our products and services that may be of interest to you. You can opt out of these communications at any time.
Security and Fraud Prevention
Detect, prevent, investigate, or remediate security or fraudulent issues and protect the integrity of our Services.
Compliance With Legal Obligations
We may use your information to comply with applicable laws, regulations, or legal processes, or respond to lawful requests by public authorities.
3. COOKIES AND TRACKING TECHNOLOGIES
We may use cookies, web beacons, and other tracking technologies to collect information about your interaction with our website and emails. This information helps us understand how our Services are being used, enabling us to enhance user experience and improve our marketing efforts. You can choose to set your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you disable cookies, some parts of the Services may not function properly.
4. HOW WE SHARE YOUR INFORMATION
We may share your personal information in the following circumstances:
Service Providers
We may share your information with trusted third-party vendors and service providers who perform services on our behalf (e.g., payment processors, data analytics providers, marketing services, or hosting services). These third parties are authorized to use your personal information only as necessary to provide services to us.
Business Transfers
In the event of a merger, acquisition, financing, or sale of assets, we may transfer your information to a third party as part of that transaction.
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government request). We may also disclose your information when we believe it is necessary to protect our rights, your safety, or the safety of others, or to detect, prevent, or address fraud or security issues.
With Your Consent
We may disclose your personal information for other purposes with your explicit consent.
5. DATA SECURITY
We employ administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no electronic data transmission or storage of information can be guaranteed to be 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
6. DATA RETENTION
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. When we no longer have a legitimate need to process your personal information, we will securely dispose of it in accordance with applicable laws and regulations.
7. YOUR PRIVACY RIGHTS
Depending on where you reside, you may have certain rights over your personal information. These may include:
Access: The right to request a copy of the personal information we hold about you.
Rectification: The right to request correction of any inaccuracies in your personal information.
Deletion: The right to request deletion of your personal information under certain circumstances.
Restriction of Processing: The right to request restriction of processing your personal information under certain conditions.
Data Portability: The right to obtain a copy of your data in a structured, commonly used, and machine-readable format.
Objection: The right to object to certain types of processing, such as direct marketing.
To exercise any of these rights, please contact us using the contact details provided below. We will respond to your request in accordance with applicable data protection laws.
8. THIRD-PARTY LINKS AND SERVICES
Our Services may contain links to third-party websites, applications, or services that we do not control. This Privacy Policy does not apply to the practices of those third parties. We encourage you to review the privacy policies of any third-party links you visit to understand how they collect, use, and share your information.
9. CHILDREN’S PRIVACY
Our Services are not directed to or intended for children under the age of 13 (or under the age of 16 in certain jurisdictions). We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately so that we can take steps to delete such data.
10. INTERNATIONAL DATA TRANSFERS
If you are accessing our Services from outside of the country where our servers are located, your information may be transferred across international borders to us or our service providers. By using our Services and providing us with your information, you consent to these international data transfers, which are necessary to provide the Services.
11. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we do, we will revise the “Last Updated” date at the top of this page. If we make any material changes to how we handle personal information, we will provide prominent notice (e.g., via email or a notice on our website) before such changes take effect. We encourage you to review this Privacy Policy periodically to remain informed of any updates.
12. CONTACT US
If you have any questions, comments, or concerns about this Privacy Policy or our data handling practices, please contact us at:
Auto Owner Savers
We will do our best to address and resolve any questions or concerns you may have.